Insurance & Revenue Cycle Management

Purpose-built claims intelligence for Africa and the Caribbean. Reduce leakage, defeat fraud, and settle claims faster — with payer adapters for every major public and private insurer in your market.

10–30%
Claim Leakage Prevented
5+
Active Markets
6+
Fraud Rules Built-In
<24h
Avg Processing Time

The full RCM stack, built for your market

From eligibility checks at the front desk to remittance reconciliation at month-end — one platform handles it all.

Claims Adjudication

Review, approve, or deny submitted claims from a single queue with fraud score badges and full claim history.

Fraud Detection

Rule-based and ML-powered fraud engine flags duplicate billing, upcoding, ghost patients, and provider velocity anomalies.

Pre-Authorization

Digital pre-auth workflows that cut turnaround from days to minutes with real-time payer adapter integrations.

Eligibility Verification

Instant coverage checks against CNSS, NHIS, CNPS, IPM, and private insurer databases — cached for 24-hour SLA compliance.

Payment Reconciliation

Upload remittance files and automatically match payments to claims, surfacing variances and disputed amounts.

Analytics & Leakage Reporting

Track fraud rate, AR aging buckets, denial codes, first-pass rates, and provider utilization trends in real time.

Integrated with payers in every market

Native adapters for public health schemes, mutuals, and private HMOs — no custom integration work required.

🇲🇦

Morocco

CNSS AMO, CNOPS, RAMED

🇳🇬

Nigeria

NHIS, Hygeia HMO, AXA Mansard, Reliance HMO

🇨🇲

Cameroon

CNPS, AXA Cameroun, Activa

🇸🇳

Senegal

IPM, IPRES, AXA Senegal, Allianz

🏝️

Caribbean

Jamaica NHF, T&T NHIS, Sagicor, Guardian Group

Sell insurance directly to patients

Your insurer plans are listed inside the Cari patient app — patients browse, enroll, and pay without ever leaving their health record. Reach the 97% of Africans who are still uninsured.

Ready to close the coverage gap?

Join insurers across Africa and the Caribbean using Cari to process claims faster, catch fraud earlier, and grow their member base.